When you apply for a new product information, the application form includes notices about privacy and requests for consent. Those privacy notices (called privacy statements) specify in more detail how any information about you may be used and disclosed in relation to the particular product or service.
When you apply for or use one of our products , you consent to us collecting, maintaining, using and disclosing personal information about you and provided by you or by another person in accordance with the privacy statement in the application form and this policy.
What are your rights?
You need not give us any of the personal information about you or any other person which may be requested in our communications with you. However, without that information, we may not be able to process an application, fulfill your request or provide you with an appropriate level of service.
What information does Boubyan Capital Investment Company hold?
The types of information we keep on record will depend on the type of product requested by you.
Generally, we keep a record of information that identifies you including your name, address and any other information provided by you or the people nominated by you.
We do not actively seek to collect sensitive information, unless it is necessary for our company’s business purposes. If we do have to collect sensitive information, we will do so in accordance with the company’s Privacy Principles.
Sometimes we act as an agent for others when collecting information about you. We will tell you when we do this.
During the course of our relationship with you, we may gather information about you relating to all products that we as Boubyan Capital Investment Company or our preferred suppliers provide to you. This information is used to help us form views about how we can improve our relationship with you.
How Boubyan Capital Investment Company collects information from its website?
We collect and hold information about you when you:
- Complete an online application or the branch filling form.
- Provide us with your contact address, email address.
- Access and use our services through our website.
We also collect some statistical information about visitors, from our website (for example, the number of visitors, pages viewed, types of transactions conducted, time online and documents downloaded). Some of this statistical information is collected by using cookies, but none of the statistical information we collect allows us to identify a visitor. We use this information to evaluate our website performance and continually improve our services.
Other than statistical information, we do not collect any information about you through our website unless you provide the information to us.
How Boubyan Capital Investment Company protects the security of your information?
We take all reasonable steps to protect your personal information from misuse, loss, unauthorized access, modification or disclosure.
We provide the maximum level of security when you use our online products and services.
We have physical, electronic and procedural safeguards to protect your information which is held by us. For example, your personal information is stored in secured office premises, in electronic databases requiring logins and passwords for access and/or at one of our secured warehouses. Access to information stored electronically is restricted to staff whose job purpose requires access. We require all staff to maintain the confidentiality of customer information.
We use secure methods to destroy or de-identify any personal information as soon as the law permits, provided the information is no longer needed by us for any purpose. Ordinarily, for information about a particular account, we destroy the information ten years from the date you close the account.
Security concerns about cookies
Only the web site that creates a cookie can read it. Additionally, web servers can use only information that you provide or choices that you make while visiting the web site as content in cookies.
Webmasters have always been able to track access to their sites, but cookies make it easier to do so. In some cases, cookies come not from the site you're visiting, but from advertising companies that manage the banner ads for a set of sites.
Accepting a cookie does not give a server access to your computer or any of your personal information (except for any information that you may have purposely given, as with online services). Servers can read only cookies that they have set, so other servers do not have access to your information.
What are Cookies ?
A "cookie" is a small line of text that is stored within your browser when you visit a cookie-enabled website. As you browse the Web, cookie-enabled sites will send cookies to your browser, along with pages. Your browser probably has options that will let you control whether the browser accepts cookies, rejects cookies, or notifies you each time a cookie is sent to you.
If your browser is set to reject cookies, cookie-enabled websites will not recognize you when you return. This provides you with anonymity, but it also makes it very difficult to offer you customized services. It is also less secure than using cookies, because all of your specific data must be sent to the website each time you view a page. Accepting cookies means your private data can stay at the Web server, and the only information transmitted over the Internet is your ID cookie.
If your browser is set to accept cookies, any cookies that are sent to your browser are stored in your computer for a period of time. There are a few different types of cookies. A "session" cookie is stored only in your computer's working memory (RAM) and only lasts for your browsing session. When you close all of your browser's windows, or when you shut down your computer, the session cookie disappears forever. A "permanent" cookie is stored on your computer's hard drive until a specified date, which could be tomorrow, next week, or 10 years from now.
Permanent cookies stay on your computer until:
- They expire.
- Are overwritten with newer cookies.
- Manually deleted.
A revised privacy statement will only apply to data collected subsequent to its effective date on this version of the web site. Any revisions will be posted at least 7 days prior to its effective date. New versions of this web site may have a new privacy statement effective with its launch.